The power of compounding

Albert Einstein is believed to have once said that the most powerful force in the universe is compound interest. What does this have to do with getting out of debt you ask? It turns out, everything.

Debt Guard uses an important compounding technique known as debt rollover. As each debt is paid off its payment is added to the payment for the next debt and so on until all debts are gone. We guarantee you will be able to:
  • pay off all your debts in a fraction of the normal time
  • pay significantly less interest to your creditors
  • have money to regularly invest in a retirement savings plan
The real-life figures below are just one example of how many people have been able to harness the power of compounding with Debt Guard and create their own personalized plan for the future.


Interest savings by debt
Description Interest Without Plan Interest With Plan Interest Savings

Gas Card $6.82 $6.82 $0.00
Mervyns Card $224.67 $138.85 $85.82
Nordstroms Card $1,184.69 $455.28 $729.42
Visa $1,667.98 $1,554.85 $113.12
Master Card $6,014.59 $4,637.06 $1,377.53
Auto Loan $1,841.78 $1,841.78 $0.00
Auto Loan 2 $3,003.32 $3,003.32 $0.00
Student Loan $10,057.21 $5,795.60 $4,261.62
Mortgage $217,541.61 $103,119.49 $114,422.11

Total $241,542.67 $120,553.05 $120,989.62


Time savings by debt
Description Time Without Plan Time With Plan Time Savings

Gas Card 0.58 yrs 0.58 yrs 0.00 yrs
Mervyns Card 2.83 yrs 1.50 yrs 1.33 yrs
Nordsroms Card 8.58 yrs 2.75 yrs 5.83 yrs
Visa 4.50 yrs 3.67 yrs 0.83 yrs
Master Card 7.25 yrs 4.25 yrs 3.00 yrs
Auto Loan 3.67 yrs 3.67 yrs 0.00 yrs
Auto Loan 2 4.08 yrs 4.08 yrs 0.00 yrs
Student Loan 13.58 yrs 5.67 yrs 7.92 yrs
Mortgage 29.33 yrs 12.67 yrs 16.67 yrs


Like compound interest, the effect of rolling over your payments quickly turns into an avalanche. Traveling fast it picks up material and momentum until it becomes a force of awesome proportion. Imagine the control you’d feel knowing you held the key to financial freedom. Imagine the power you’d have knowing your future was guaranteed.

Start your own avalanche. Get Debt Guard FREE today.